Target REDcard Credit Card

Target REDcard Credit Card
Issued by TD Bank
Advertiser Disclosure
Annual Fee
$0
Regular APR
24.65% (V)
Open-loop card or Close-loop card
Closed-loop

Additional Information

Balance Transfer Fee
N/A
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
Up to $27
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
Yes, chip-and-PIN
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Sign-up Bonus

No Sign-Up Bonus.

Rewards

Save 5% at Target & Target.com each day.
Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
Extended returns for 30 extra days at Target or Target.com.

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years old

How To Apply Target REDcard Credit Card

  • If you are keen to apply for the Target REDcard Credit Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Target REDcard Credit Card soon if your audit passes.

 

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How To Use Target REDcard Credit Card

Where Can You Use Target REDcard Credit Card?

  • The Target REDcard Credit Card can only be used at Target and Target.com.

  • The card can be used at restaurants and services located within Target stores as well, but these purchases will usually not qualify for the 5% discount. The exception is Starbucks cafes in Target stores, which do qualify for the discount. 

Pay Your Target REDcard Credit Card Bill On Time

Something About Target REDcard Credit Card Rewards

  • 5% off eligible Target purchases

  • Free two-day shipping at Target.com for eligible items

  • 30 extra days for returns

  • Exclusive deals and early access offers

  • No annual fee


Credit Card Reviews

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by
anonymous
1 year ago
""
target red card
by
anonymous
1 year ago
"I will never shop at target again they are a scam when it comes to this card and to try to speak to someone is impossible you get passed around like a joint at a smoke out and still dont talk to the right department it's terrible I will never deal ,shop or even look at another target again "
red card
by
anonymous
1 year ago
"I will never spend another dime at a target store!!!! I have always paid my bill over the phone since 2008 I paid and they said I got the wrong numbers in. Well my credit score was 1 point away from excellent and they said it was because I missed my payment. They never called me to let me know.My bank said nothing came in so no isf where issued..Now after that mess up they refuse to work or help in anyway,to help remove or fix my now FAIR credit score. Shame.This is just wrong.. Because it was made over the phone instead of paying $10.00 to them to post my payment.....Thats BS.I'll never shop there again and make sure all my family and friends do not shop there either."
red card
by
anonymous
1 year ago
"I will never spend another dime at a target store!!!! I have always paid my bill over the phone since 2008 I paid and they said I got the wrong numbers in. Well my credit score was 1 point away from excellent and they said it was because I missed my payment. They never called me to let me know.My bank said nothing came in so no isf where issued..Now after that mess up they refuse to work or help in anyway,to help remove or fix my now FAIR credit score. Shame.This is just wrong.. Because it was made over the phone instead of paying $10.00 to them to post my payment.....Thats BS.I'll never shop there again and make sure all my family and friends do not shop there either."

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  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
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