Deserve® Edu Mastercard for Students

Following all the protocols this company deserve or selfscore or whatever told me to follow when someone used my credit card without them having my card. They do not want to refund the charges which someone else has used even after reporting within few days and even after sending the police report they asked me ,later they told me I was responsible for these charges. Please do not use this credit card company I hope you guys find better cards. They have destroyed my credit history before I could even build one.

Don't get this one. Its an absolute waste credit card with 0 benefits instead they come with problems. If you face any issue in any transaction, they don't help to work it out.

Don't get this one. Its an absolute waste credit card with 0 benefits instead they come with problems. If you face any issue in any transaction, they don't help to work it out.

Don't get this one. Its an absolute waste credit card with 0 benefits instead they come with problems. If you face any issue in any transaction, they don't help to work it out.

Doesn't report to equifax.

Laughable CL at $300 compared to my current $1700 CL with Discover

Good for credit building but that's it.

Doesn't report to equifax.

Laughable CL at $300 compared to my current $1700 CL with Discover

Good for credit building but that's it.

Doesn't report to equifax.

Laughable CL at $300 compared to my current $1700 CL with Discover

Good for credit building but that's it.

Alright, so this card is great if you have no credit history. I applied with $39k reported income, and a Discover It Student (2 months old) card and Amazon Store (1 month old) card. They gave me a $500 limit, and it has now been 9 months and I still haven't seen a credit limit increase.

Connecting my bank was an incredibly difficult process. The first time I tried, they didn't even have it listed as an option in search. I tried again later, and they had the bank. I tried connecting my account and they kept encountering difficulties. Took a month to connect my bank account, which is just insane when you have to have it connected for credit limit increases.

They sent me a chip card last month. After I activated it, they needed a password reset. Here goes another hassle. Kept trying and trying, but they never sent an email link to password reset. Had to email customer service, told I would likely get a response within 24 hours. 1 week later I got a response saying it is my email that is the problem, so I change emails. Finally got it fixed. But a new problem: THEY LOST MY REWARDS POINTS. Hundreds in purchases over 9 months and they just deleted all of the rewards.

If you have no other choice, this can get your credit started. They only report to Experian and TransUnion, not Equifax.

Alright, so this card is great if you have no credit history. I applied with $39k reported income, and a Discover It Student (2 months old) card and Amazon Store (1 month old) card. They gave me a $500 limit, and it has now been 9 months and I still haven't seen a credit limit increase.

Connecting my bank was an incredibly difficult process. The first time I tried, they didn't even have it listed as an option in search. I tried again later, and they had the bank. I tried connecting my account and they kept encountering difficulties. Took a month to connect my bank account, which is just insane when you have to have it connected for credit limit increases.

They sent me a chip card last month. After I activated it, they needed a password reset. Here goes another hassle. Kept trying and trying, but they never sent an email link to password reset. Had to email customer service, told I would likely get a response within 24 hours. 1 week later I got a response saying it is my email that is the problem, so I change emails. Finally got it fixed. But a new problem: THEY LOST MY REWARDS POINTS. Hundreds in purchases over 9 months and they just deleted all of the rewards.

If you have no other choice, this can get your credit started. They only report to Experian and TransUnion, not Equifax.

Alright, so this card is great if you have no credit history. I applied with $39k reported income, and a Discover It Student (2 months old) card and Amazon Store (1 month old) card. They gave me a $500 limit, and it has now been 9 months and I still haven't seen a credit limit increase.

Connecting my bank was an incredibly difficult process. The first time I tried, they didn't even have it listed as an option in search. I tried again later, and they had the bank. I tried connecting my account and they kept encountering difficulties. Took a month to connect my bank account, which is just insane when you have to have it connected for credit limit increases.

They sent me a chip card last month. After I activated it, they needed a password reset. Here goes another hassle. Kept trying and trying, but they never sent an email link to password reset. Had to email customer service, told I would likely get a response within 24 hours. 1 week later I got a response saying it is my email that is the problem, so I change emails. Finally got it fixed. But a new problem: THEY LOST MY REWARDS POINTS. Hundreds in purchases over 9 months and they just deleted all of the rewards.

If you have no other choice, this can get your credit started. They only report to Experian and TransUnion, not Equifax.

I have been using this card for almost a year.It is true that their payment system is kind of dumb,(it usually won't deduct your from your monthly credit immediately)I still believe this is a pretty good card for students who don't have SSN.

Used it for two years but of late the collection agency have been calling even when auto pay was set and payments were done regularly. Use it as a student but switch to a better provider as soon as you get SSN.

Used it for two years but of late the collection agency have been calling even when auto pay was set and payments were done regularly. Use it as a student but switch to a better provider as soon as you get SSN.

Used it for two years but of late the collection agency have been calling even when auto pay was set and payments were done regularly. Use it as a student but switch to a better provider as soon as you get SSN.

their website is very bad. ambiguous statements. when you setup auto-pay or do an online payment, it doesn't even tell you that your payment is accepted or rejected. so you pay online, and get a shock a few weeks later when they tell you that you did not pay before the deadline.

This card is an awesome choice for foreign students to start building their credit history in the US. The application process is easy and seamless. I've enjoyed my experience so far with this card.

This card is an awesome choice for foreign students to start building their credit history in the US. The application process is easy and seamless. I've enjoyed my experience so far with this card.

This card is an awesome choice for foreign students to start building their credit history in the US. The application process is easy and seamless. I've enjoyed my experience so far with this card.

Beware, first they log into your bank account to see how much money you have, therefore seeing all transactions ad then they decide how much credit limit you will get. $300 for starters.

Once you get your card and you try to purchase something it will get declined. When you call their NASTY customer service they tell you the card gets declined because you are a new customer. They will not report to the Bureau if you dont use it. So how can you use it if its getting declined.

Wll be reporting them to the BBB and FTC.

Beware, first they log into your bank account to see how much money you have, therefore seeing all transactions ad then they decide how much credit limit you will get. $300 for starters.

Once you get your card and you try to purchase something it will get declined. When you call their NASTY customer service they tell you the card gets declined because you are a new customer. They will not report to the Bureau if you dont use it. So how can you use it if its getting declined.

Wll be reporting them to the BBB and FTC.

Beware, first they log into your bank account to see how much money you have, therefore seeing all transactions ad then they decide how much credit limit you will get. $300 for starters.

Once you get your card and you try to purchase something it will get declined. When you call their NASTY customer service they tell you the card gets declined because you are a new customer. They will not report to the Bureau if you dont use it. So how can you use it if its getting declined.

Wll be reporting them to the BBB and FTC.

I have this card for about two months now. I used it twice last month and paid it off in full. CL is $1000, I tried to use the card yesterday and my available credit is $1000 to use as per their website, they do hold your payments but my hold was over weeks ago. OK so I go to charge $91 and its declined. I call them up and they say they have to ask me some security questions which I answer, they say the card is good to go so I go to a store today and try to charge $138 , declined again. Called them and they say security reasons, I answer the questions again and they say the card is good to go, so I go to the gas station, declined again, I am done with this card, I have 22 credit cards and this one is going in the garbage just where it belongs.

I have this card for about two months now. I used it twice last month and paid it off in full. CL is $1000, I tried to use the card yesterday and my available credit is $1000 to use as per their website, they do hold your payments but my hold was over weeks ago. OK so I go to charge $91 and its declined. I call them up and they say they have to ask me some security questions which I answer, they say the card is good to go so I go to a store today and try to charge $138 , declined again. Called them and they say security reasons, I answer the questions again and they say the card is good to go, so I go to the gas station, declined again, I am done with this card, I have 22 credit cards and this one is going in the garbage just where it belongs.

I have this card for about two months now. I used it twice last month and paid it off in full. CL is $1000, I tried to use the card yesterday and my available credit is $1000 to use as per their website, they do hold your payments but my hold was over weeks ago. OK so I go to charge $91 and its declined. I call them up and they say they have to ask me some security questions which I answer, they say the card is good to go so I go to a store today and try to charge $138 , declined again. Called them and they say security reasons, I answer the questions again and they say the card is good to go, so I go to the gas station, declined again, I am done with this card, I have 22 credit cards and this one is going in the garbage just where it belongs.

The card works in most places and gives decent credit line at the beginning. But after sometime they just forget about you. Even the payments take 2 weeks to be available even when it already has been deducted from the checking account and also is posted in the transaction list, however it just isn't available for use and the money just sits somewhere where you can just see it but cannot use it for so long. This is just ridiculous. They say it's their policy, but they didn't do it before and suddenly after you are an old customer you are treated with unjustified policy that doesn't let you use your own money. 2-3 days can be justified but for 2 weeks is utterly ridiculous. I am hating this card. I don't recommend it.

The card works in most places and gives decent credit line at the beginning. But after sometime they just forget about you. Even the payments take 2 weeks to be available even when it already has been deducted from the checking account and also is posted in the transaction list, however it just isn't available for use and the money just sits somewhere where you can just see it but cannot use it for so long. This is just ridiculous. They say it's their policy, but they didn't do it before and suddenly after you are an old customer you are treated with unjustified policy that doesn't let you use your own money. 2-3 days can be justified but for 2 weeks is utterly ridiculous. I am hating this card. I don't recommend it.

The card works in most places and gives decent credit line at the beginning. But after sometime they just forget about you. Even the payments take 2 weeks to be available even when it already has been deducted from the checking account and also is posted in the transaction list, however it just isn't available for use and the money just sits somewhere where you can just see it but cannot use it for so long. This is just ridiculous. They say it's their policy, but they didn't do it before and suddenly after you are an old customer you are treated with unjustified policy that doesn't let you use your own money. 2-3 days can be justified but for 2 weeks is utterly ridiculous. I am hating this card. I don't recommend it.

I have applied for the Deserve Credit Card 10 days ago and got $2000 instant credit line. I don't have any SSN. I am a new international student in USA. This card also gives $30 referral bonus. They said that after using 3 months I can increase my credit limit. I am happy to use this card. I suggest every student should apply for that card as their starter credit card. You can also use my referral link to get $30 bonus.deserve.com/84787

I have applied for the Deserve Credit Card 10 days ago and got $2000 instant credit line. I don't have any SSN. I am a new international student in USA. This card also gives $30 referral bonus. They said that after using 3 months I can increase my credit limit. I am happy to use this card. I suggest every student should apply for that card as their starter credit card. You can also use my referral link to get $30 bonus.deserve.com/84787

I have applied for the Deserve Credit Card 10 days ago and got $2000 instant credit line. I don't have any SSN. I am a new international student in USA. This card also gives $30 referral bonus. They said that after using 3 months I can increase my credit limit. I am happy to use this card. I suggest every student should apply for that card as their starter credit card. You can also use my referral link to get $30 bonus.deserve.com/84787